{"id":331,"date":"2024-09-30T10:13:19","date_gmt":"2024-09-30T01:13:19","guid":{"rendered":"https:\/\/aidmybank.futokuho.site\/column\/?p=331"},"modified":"2024-09-30T10:15:42","modified_gmt":"2024-09-30T01:15:42","slug":"066","status":"publish","type":"post","link":"https:\/\/aidmybank.co.jp\/column\/066\/","title":{"rendered":"\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u5229\u56de\u308a\u3068\u306f\uff1f\u53ce\u76ca\u306b\u5927\u304d\u304f\u5f71\u97ff\u3059\u308b\u305d\u306e\u4ed5\u7d44\u307f\u3068\u6ce8\u610f\u70b9"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u6b21<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E4%B8%8D%E5%8B%95%E7%94%A3%E6%8A%95%E8%B3%87%E3%81%AB%E3%81%8A%E3%81%91%E3%82%8B%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AE%E5%9F%BA%E6%9C%AC%E3%81%A8%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\" >\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u304a\u3051\u308b\u5229\u56de\u308a\u306e\u57fa\u672c\u3068\u8a08\u7b97\u65b9\u6cd5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E8%A1%A8%E9%9D%A2%E5%88%A9%E5%9B%9E%E3%82%8A\" >\u8868\u9762\u5229\u56de\u308a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E5%AE%9F%E8%B3%AA%E5%88%A9%E5%9B%9E%E3%82%8A\" >\u5b9f\u8cea\u5229\u56de\u308a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E8%A8%88%E7%AE%97%E4%BE%8B%EF%BC%9A5000%E4%B8%87%E5%86%86%E3%81%AE%E4%B8%8D%E5%8B%95%E7%94%A3%E3%81%AB%E6%8A%95%E8%B3%87%E3%81%97%E3%81%9F%E5%A0%B4%E5%90%88\" >\u8a08\u7b97\u4f8b\uff1a5000\u4e07\u5186\u306e\u4e0d\u52d5\u7523\u306b\u6295\u8cc7\u3057\u305f\u5834\u5408<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%8C%E9%AB%98%E3%81%84%E3%81%BB%E3%81%A9%E5%8A%B9%E7%8E%87%E7%9A%84%E3%81%AA%E6%8A%95%E8%B3%87%E3%81%8C%E5%8F%AF%E8%83%BD\" >\u5229\u56de\u308a\u304c\u9ad8\u3044\u307b\u3069\u52b9\u7387\u7684\u306a\u6295\u8cc7\u304c\u53ef\u80fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E4%B8%8D%E5%8B%95%E7%94%A3%E6%8A%95%E8%B3%87%E3%81%A7%E7%90%86%E6%83%B3%E7%9A%84%E3%81%AA%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AF%E3%81%A9%E3%82%8C%E3%81%8F%E3%82%89%E3%81%84%EF%BC%9F\" >\u4e0d\u52d5\u7523\u6295\u8cc7\u3067\u7406\u60f3\u7684\u306a\u5229\u56de\u308a\u306f\u3069\u308c\u304f\u3089\u3044\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E6%9D%B1%E4%BA%AC%E9%83%BD%E5%86%85%E3%81%AE%E6%9C%9F%E5%BE%85%E5%88%A9%E5%9B%9E%E3%82%8A\" >\u6771\u4eac\u90fd\u5185\u306e\u671f\u5f85\u5229\u56de\u308a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E6%9D%B1%E4%BA%AC%E4%BB%A5%E5%A4%96%E3%81%AE%E9%83%BD%E5%B8%82%E3%81%AE%E6%9C%9F%E5%BE%85%E5%88%A9%E5%9B%9E%E3%82%8A\" >\u6771\u4eac\u4ee5\u5916\u306e\u90fd\u5e02\u306e\u671f\u5f85\u5229\u56de\u308a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E9%AB%98%E3%81%84%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AB%E3%81%AF%E8%A6%81%E6%B3%A8%E6%84%8F%EF%BC%81%E4%B8%8D%E5%8B%95%E7%94%A3%E6%8A%95%E8%B3%87%E3%81%AE%E3%83%AA%E3%82%B9%E3%82%AF\" >\u9ad8\u3044\u5229\u56de\u308a\u306b\u306f\u8981\u6ce8\u610f\uff01\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u30ea\u30b9\u30af<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E8%A1%A8%E9%9D%A2%E7%9A%84%E3%81%AA%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%A8%E5%AE%9F%E8%B3%AA%E7%9A%84%E3%81%AA%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AE%E5%B7%AE\" >\u8868\u9762\u7684\u306a\u5229\u56de\u308a\u3068\u5b9f\u8cea\u7684\u306a\u5229\u56de\u308a\u306e\u5dee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E6%B5%81%E5%8B%95%E6%80%A7%E3%81%AE%E4%BD%8E%E3%81%95\" >\u6d41\u52d5\u6027\u306e\u4f4e\u3055<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/aidmybank.co.jp\/column\/066\/#%E3%81%BE%E3%81%A8%E3%82%81\" >\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" class=\"alignnone size-medium wp-image-1339\" srcset=\"https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-300x200.jpg 300w, https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-1024x683.jpg 1024w, https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-768x512.jpg 768w, https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-1536x1024.jpg 1536w, https:\/\/aidmybank.co.jp\/column\/wp-content\/uploads\/2021\/09\/pixta_32950231_L-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\n\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u59cb\u3081\u308b\u969b\u306b\u3001\u5229\u56de\u308a\u306b\u3064\u3044\u3066\u3057\u3063\u304b\u308a\u3068\u8003\u3048\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/p>\n<p>\u4e0d\u52d5\u7523\u6295\u8cc7\u306f\u3001\u91d1\u878d\u5546\u54c1\u306e\u5b89\u5168\u6027\u30fb\u53ce\u76ca\u6027\u30fb\u6d41\u52d5\u6027\u3068\u3044\u3063\u305f3\u3064\u306e\u8996\u70b9\u3092\u52a0\u3048\u3066\u8003\u3048\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u52b9\u7387\u7684\u306a\u8cc7\u7523\u904b\u7528\u304c\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5229\u56de\u308a\u306e\u8a08\u7b97\u65b9\u6cd5\u3084\u76ee\u6a19\u3068\u3059\u3079\u304d\u6570\u5024\u306b\u3064\u3044\u3066\u306f\u3001\u96e3\u3057\u3044\u3068\u611f\u3058\u308b\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4eca\u56de\u306f\u3001\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u304a\u3051\u308b\u5229\u56de\u308a\u306e\u57fa\u672c\u304b\u3089\u8a08\u7b97\u65b9\u6cd5\u3001\u7406\u60f3\u7684\u306a\u6570\u5024\u3084\u6ce8\u610f\u70b9\u307e\u3067\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\u6b63\u78ba\u306a\u77e5\u8b58\u3092\u8eab\u306b\u3064\u3051\u308b\u3053\u3068\u3067\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u76ca\u3092\u76ee\u6307\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E5%8B%95%E7%94%A3%E6%8A%95%E8%B3%87%E3%81%AB%E3%81%8A%E3%81%91%E3%82%8B%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AE%E5%9F%BA%E6%9C%AC%E3%81%A8%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\"><\/span>\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u304a\u3051\u308b\u5229\u56de\u308a\u306e\u57fa\u672c\u3068\u8a08\u7b97\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u307e\u305a\u3001\u5229\u56de\u308a\u3068\u306f\u6295\u8cc7\u3057\u305f\u8cc7\u91d1\u306b\u5bfe\u3057\u3066\u5f97\u3089\u308c\u305f\u53ce\u76ca\u306e\u5272\u5408\u3092\u793a\u3059\u6570\u5024\u306e\u3053\u3068\u3067\u3059\u3002\u4e0d\u52d5\u7523\u6295\u8cc7\u4ee5\u5916\u306e\u91d1\u878d\u5546\u54c1\u3067\u3082\u7528\u3044\u3089\u308c\u308b\u4e00\u822c\u7684\u306a\u6307\u6a19\u3067\u3059\u3002\u4e0d\u52d5\u7523\u6295\u8cc7\u3067\u306f\u3001\u5229\u56de\u308a\u306e\u8a08\u7b97\u306b\u306f\u300c\u8868\u9762\u5229\u56de\u308a\u300d\u3068\u300c\u5b9f\u8cea\u5229\u56de\u308a\u300d\u306e2\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%A1%A8%E9%9D%A2%E5%88%A9%E5%9B%9E%E3%82%8A\"><\/span>\u8868\u9762\u5229\u56de\u308a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8868\u9762\u5229\u56de\u308a\u306f\u30011\u5e74\u9593\u3067\u5f97\u3089\u308c\u305f\u5bb6\u8cc3\u53ce\u5165\u3092\u7269\u4ef6\u4fa1\u683c\u3067\u5272\u3063\u305f\u3082\u306e\u3067\u3001\u7d4c\u8cbb\u306a\u3069\u3092\u542b\u3081\u306a\u3044\u5358\u7d14\u306a\u53ce\u76ca\u6027\u3092\u793a\u3057\u307e\u3059\u3002<\/p>\n<p>\u8868\u9762\u5229\u56de\u308a = (1\u5e74\u9593\u3067\u5f97\u3089\u308c\u305f\u5bb6\u8cc3\u53ce\u5165 \u00f7 \u7269\u4ef6\u4fa1\u683c) \u00d7 100<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%AE%9F%E8%B3%AA%E5%88%A9%E5%9B%9E%E3%82%8A\"><\/span>\u5b9f\u8cea\u5229\u56de\u308a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5b9f\u8cea\u5229\u56de\u308a\u306f\u3001\u5bb6\u8cc3\u53ce\u5165\u304b\u3089\u7ba1\u7406\u8cbb\u3084\u624b\u6570\u6599\u306a\u3069\u306e\u7d4c\u8cbb\u3092\u5dee\u3057\u5f15\u3044\u305f\u5f8c\u306e\u53ce\u76ca\u3092\u7269\u4ef6\u4fa1\u683c\u3067\u5272\u3063\u305f\u3082\u306e\u3067\u3001\u3088\u308a\u5b9f\u969b\u306e\u53ce\u76ca\u6027\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5b9f\u8cea\u5229\u56de\u308a = {(1\u5e74\u9593\u3067\u5f97\u3089\u308c\u305f\u5bb6\u8cc3\u53ce\u5165 &#8211; 1\u5e74\u9593\u3067\u304b\u304b\u3063\u305f\u652f\u51fa) \u00f7 \u7269\u4ef6\u4fa1\u683c} \u00d7 100<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%A8%88%E7%AE%97%E4%BE%8B%EF%BC%9A5000%E4%B8%87%E5%86%86%E3%81%AE%E4%B8%8D%E5%8B%95%E7%94%A3%E3%81%AB%E6%8A%95%E8%B3%87%E3%81%97%E3%81%9F%E5%A0%B4%E5%90%88\"><\/span>\u8a08\u7b97\u4f8b\uff1a5000\u4e07\u5186\u306e\u4e0d\u52d5\u7523\u306b\u6295\u8cc7\u3057\u305f\u5834\u5408<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u4f8b\u3048\u3070\u30015000\u4e07\u5186\u306e\u7269\u4ef6\u306b\u6295\u8cc7\u3057\u3001\u5bb6\u8cc3\u304c\u670815\u4e07\u5186\uff08\u5e74\u9593180\u4e07\u5186\uff09\u3001\u5e74\u9593\u652f\u51fa\u304c30\u4e07\u5186\u306e\u5834\u5408\u306e\u8a08\u7b97\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p>\u30fb\u8868\u9762\u5229\u56de\u308a<br \/>\n(180\u4e07\u5186 \u00f7 5000\u4e07\u5186) \u00d7 100 = 3.6%<\/p>\n<p>\u30fb\u5b9f\u8cea\u5229\u56de\u308a<br \/>\n{(180\u4e07\u5186 &#8211; 30\u4e07\u5186) \u00f7 5000\u4e07\u5186} \u00d7 100 = 3.0%<\/p>\n<p>\u8868\u9762\u5229\u56de\u308a\u3068\u5b9f\u8cea\u5229\u56de\u308a\u3067\u6570\u5024\u304c\u7570\u306a\u308b\u3053\u3068\u304b\u3089\u3001\u5b9f\u969b\u306e\u6295\u8cc7\u5224\u65ad\u306b\u306f\u5b9f\u8cea\u5229\u56de\u308a\u3092\u91cd\u8996\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%8C%E9%AB%98%E3%81%84%E3%81%BB%E3%81%A9%E5%8A%B9%E7%8E%87%E7%9A%84%E3%81%AA%E6%8A%95%E8%B3%87%E3%81%8C%E5%8F%AF%E8%83%BD\"><\/span>\u5229\u56de\u308a\u304c\u9ad8\u3044\u307b\u3069\u52b9\u7387\u7684\u306a\u6295\u8cc7\u304c\u53ef\u80fd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5229\u56de\u308a\u306f\u9ad8\u3051\u308c\u3070\u9ad8\u3044\u307b\u3069\u52b9\u7387\u7684\u306b\u904b\u7528\u3067\u304d\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001200\u4e07\u5186\u30922%\u30685%\u306e\u5229\u56de\u308a\u306715\u5e74\u9593\u904b\u7528\u3057\u305f\u5834\u5408\u300115\u5e74\u5f8c\u306b\u306f\u6b21\u306e\u3088\u3046\u306a\u9055\u3044\u304c\u751f\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\u30fb2%\u3067\u904b\u7528\uff1a269\u4e07\u5186\uff08\u7d041.3\u500d\uff09<br \/>\n\u30fb5%\u3067\u904b\u7528\uff1a416\u4e07\u5186\uff08\u7d042\u500d!!\uff09<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u5229\u56de\u308a\u304c\u9ad8\u3044\u307b\u3069\u52b9\u7387\u7684\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E5%8B%95%E7%94%A3%E6%8A%95%E8%B3%87%E3%81%A7%E7%90%86%E6%83%B3%E7%9A%84%E3%81%AA%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AF%E3%81%A9%E3%82%8C%E3%81%8F%E3%82%89%E3%81%84%EF%BC%9F\"><\/span>\u4e0d\u52d5\u7523\u6295\u8cc7\u3067\u7406\u60f3\u7684\u306a\u5229\u56de\u308a\u306f\u3069\u308c\u304f\u3089\u3044\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>2018\u5e7410\u6708\u306e\u4e0d\u52d5\u7523\u6295\u8cc7\u5bb6\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u6771\u4eac\u90fd\u5185\u306e\u671f\u5f85\u5229\u56de\u308a\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" 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